? + ? = 10

first_imgWhen I first became CEO of my credit union a few years ago, I was overwhelmed by the daunting task before me.  The credit union had always had a rich history of servicing its members, but had struggled for the greater part of the previous five years with declining loan growth, increasing delinquencies, and dismal performance in terms of net income.  Needless to say, future uncertainty equated to many sleepless nights as I pondered what was to be done and where to begin. In 2017, I wrote an article entitled, “The fellowship of uncertainty,” in which I shared my belief that organizational change amounts to four basic principles: communication, personal and individual visits, sharing and inspiring vision, and instilling confidence in your team.  A few months later, I followed-up with “Anyone can cook,” in which I further iterated that creating a culture of excellence is found in the belief that good ideas can come from all levels of the organization, and that leaders should create an atmosphere of inclusion in which all feel comfortable sharing feedback.  Over the last few years, our management team has sought diligently to instill those ideals throughout our culture, and as a result, has witnessed superb outcomes in personal and organizational performance, including declining delinquency, increasing loan growth, more efficient operations, a more content staff, and an over 500% change in net income.      But I’d be lying if I said it were easy to implement the changes necessary for success.  In fact, we still have a long journey before us! During this experience however, we discovered an increasingly important ideal.  Consider the following:5 + 5 = ?At first glance, the equation is simple…the answer is undoubtedly 10.  In fact, it’s so simple you may be thinking, “Is this a trick question…I mean what else could be the answer?!”  5 + 5 has and will always equal 10. It’s a mathematical fact and can never be altered right? On the surface, you would indeed be correct.  5 + 5 has and will always equal 10. However, depending on which side of the equation you choose to focus; can have great implications on its solving.  As we came to more fully understand the obstacles of implementing lasting change throughout all levels of the credit union, we learned just how true that is.  When looking for a particular answer, in this case how to safely and effectively do an about face on performance, many were tempted to say, “We have and will always do it this way.”  In other words, “We refuse to change the variables, yet hope to see a different outcome.” Albert Einstein said it best, “Insanity is doing the same thing over and over again and expecting different results.”  By failing to consider the equation from different perspectives, or different variables, you can seriously jeopardize the desired outcome. After all, 5 + 5 can’t equal anything other than 10. Now, what if we were to look at the same equation, but from a different perspective?  Consider it in this way: ? + ? = 10In both scenarios, we want the same answer…to implement lasting and sustainable change that will improve ourselves, our people, and our organization.  However, success or failure is determined by your focus on the correct variables. We may limit ourselves to the way things have always been done, or we may open our minds to nearly limitless possibilities.  When faced with decision, never limit yourself to one variable.  This simple mathematical equation can revolutionize the way you view your world.  Life is full of endless possibilities. Embrace that concept, and you’ll be well on your way to personal and organizational transformation beyond what you thought possible. 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Joshua W. Poole Joshua W. Poole began his credit union career as a part-time teller, shortly after graduating from high school in 1999.  He has a passion for leadership and change management, and … Web: https://www.brecofcu.com Detailslast_img read more

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Gold Coast’s top nine penthouse sales of 2018

first_img3/57 Albatross Ave, Mermaid Beach changed hands for $3 million. 3902/3400 Surfers Paradise Blvd, Surfers Paradise changed hands for almost $4 million.ROOFTOP pools, million-dollar views and enough space to make your eyes water.Welcome to the sky-high reality of penthouse living where cashed-up interstate buyers are splashing out millions of dollars for the privileged lifestyle. Render of the Gold Coast’s new super tower, Spirit, which was officially launched to the market on Friday, July 6.REIQ Gold Coast zone director Andrew Henderson said penthouse living was often considered the epitome of Gold Coast living.“When it comes down to it, one of those things that a lot of people aspire to live in is a penthouse,” Mr Henderson said.“They are a limited commodity — they’re only on a top floor and at most there are only going to be the two.” Pintari penthouse- 71/3 Cunningham Ave, Main Beach.More from news02:37International architect Desmond Brooks selling luxury beach villa16 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days agoHe said there were a number of reasons the family loved the luxury apartment, among them a rooftop pool, state-of-the-art finishes and million-dollar views of the city, ocean and Broadwater.A Gold Coast penthouse sales record was set when property development company owner Ron Bakir sold his Surfers Paradise apartment for $9.5 million in January. The Pintari penthouse at 71/3 Cunningham Ave, Main Beach changed hands for $4.4 million.It followed a Main Beach penthouse which changed hands this week for $4.4 million.A Melbourne family bought the luxury Pintari penthouse, which was due to settle this week.“It’ll be a holiday home for them. They keep a boat at the Southport Yacht Club,” Queensland Sotheby’s International Realty agent Kim Sharpe said. Ron Bakir’s penthouse that he sold in January for a record $9.5 million.The sale, handled by Michael Kollosche, settled in March.But that record could be smashed if the owners of the Gold Coast’s newest super tower, Spirit, get what they want for their sprawling 1850sq m penthouse.They are asking $41.2 million for the signature summit residence, which will cover two floors of the 89-storey building and feature four bedrooms and five bathrooms. The Sun City penthouse at 3902/3400 Surfers Paradise Blvd, Surfers Paradise.A run of penthouse sales has seen a new wave of homeowners enter the Gold Coast market.The latest sale has been a Sun City penthouse in Surfers Paradise, which sold for under $4 million.Agent Tolemy Stevens of Harcourts Coastal handled the sale, but was tight-lipped on the price. 103/3645 DeVille, Main Beach Pde, Main Beach sold for $2.575 million. TOP PENTHOUSE SALES OF 2018 3250/23 Ferny Ave, Surfers Paradise, $9.5 million150/59 Pacific St, Main Beach, $5.3 million702/252 Hedges Ave, Mermaid Beach, $5.25 million71/3 Cunningham Ave, Main Beach, $4.4 million3902/3400 Surfers Paradise Blvd, Surfers Paradise, under $4 million3/57 Albatross Ave, Mermaid Beach, $3 million185/12 Commodore Drive, Paradise Waters, $2.6 million26704/2 Ephraim Island Pde, Paradise Point, $2.6 million103/ 3645 Main Beach Pde, Main Beach, $2.575 million 702/252 Hedges Ave, Mermaid Beach sold for $5.25 million. The Sun City penthouse at 3902/3400 Surfers Paradise Blvd, Surfers Paradise.“There was an overwhelming response from both interstate and overseas buyers with a lot of high net worth and genuine buyers out of Sydney, Melbourne and Brisbane,” Mr Stevens said. “The Brisbane buyers will use the property as their luxury holiday home. “The penthouse ticked all of their boxes — they had been looking for quite a while and after they conducted a two-hour long inspection, they knew they had to own it.” last_img read more

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Ghana Mini Golf begins membership Registration Nationwide

first_imgThe Ghana Mini Golf Federation has officially announced that nationwide registration is now open to all persons interested in becoming members of the sport.The Federation president, Mr Talal Fattal noted as the latest addition to Ghana sports, there was the need to regulate the minigolf sport industry so as to ensure growth, discipline & professionalism amongst current minigolf players & stakeholders.Explaining the modalities for the registration, GMF Ag. Sec. Miss Nicholina naa botchway advised that registration forms can be obtained at the Federation’s secretariat, house no.6 Ridge – opposite electoral commission of Ghana, or Metro TV Offices Labone, or the Marvels Minigolf club at Dzorwulu – all in Accra.Alternatively, prospective members may also visit the Federation’s website:  www.ghanaminigolf.com – to download registration forms pdf files & further instructionsThe annual ghc 120 membership fee Payment can be made in cash at GMF secretariat Ridge, metro TV Labone, marvels club Dzorwulu, or vide mobile money transfer no. 0555880990 by simply providing your Name / Age / Gender / Email / Phone Number and 1 digital Picture.Miss naa botchway stressed that membership was open to all interested minigolf players, beginners or fans nationwide, both male and female, over age of 17 years with the annual membership payment giving as bonus – free entry to the first Ghana minigolf league starting December 17th – Feb 4th with final 24 players eligible to take part in the world cup series next year in Portugal, Kosovo & Croatia. She therefore urged the general public to take advantage of this opportunity and register to become members of the Ghana minigolf Federation.For the 2017 membership registration, the federation has projected about two hundred members that will be categorized according to three different age brackets i.e. juniors (under 20 years), adults (no age limit), and seniors (over 45 years).Successful applicants will be issued with renewable laminated membership digital print IDs valid for one [1] year. The president of GMF, Mr. Fattal also revealed that membership of the Ghana Minigolf Federation automatically induct members into both the African and world minigolf governing bodies of the sport, thus assigning GMF members, exclusive rights to participate in international minigolf tournaments and competitions.The Ghana Minigolf Federation was recently launched in Accra under the auspices of the Ministry of Youth and Sports. The federation is being run by a President and four-member Executive committee.last_img read more

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