? + ? = 10

first_imgWhen I first became CEO of my credit union a few years ago, I was overwhelmed by the daunting task before me.  The credit union had always had a rich history of servicing its members, but had struggled for the greater part of the previous five years with declining loan growth, increasing delinquencies, and dismal performance in terms of net income.  Needless to say, future uncertainty equated to many sleepless nights as I pondered what was to be done and where to begin. In 2017, I wrote an article entitled, “The fellowship of uncertainty,” in which I shared my belief that organizational change amounts to four basic principles: communication, personal and individual visits, sharing and inspiring vision, and instilling confidence in your team.  A few months later, I followed-up with “Anyone can cook,” in which I further iterated that creating a culture of excellence is found in the belief that good ideas can come from all levels of the organization, and that leaders should create an atmosphere of inclusion in which all feel comfortable sharing feedback.  Over the last few years, our management team has sought diligently to instill those ideals throughout our culture, and as a result, has witnessed superb outcomes in personal and organizational performance, including declining delinquency, increasing loan growth, more efficient operations, a more content staff, and an over 500% change in net income.      But I’d be lying if I said it were easy to implement the changes necessary for success.  In fact, we still have a long journey before us! During this experience however, we discovered an increasingly important ideal.  Consider the following:5 + 5 = ?At first glance, the equation is simple…the answer is undoubtedly 10.  In fact, it’s so simple you may be thinking, “Is this a trick question…I mean what else could be the answer?!”  5 + 5 has and will always equal 10. It’s a mathematical fact and can never be altered right? On the surface, you would indeed be correct.  5 + 5 has and will always equal 10. However, depending on which side of the equation you choose to focus; can have great implications on its solving.  As we came to more fully understand the obstacles of implementing lasting change throughout all levels of the credit union, we learned just how true that is.  When looking for a particular answer, in this case how to safely and effectively do an about face on performance, many were tempted to say, “We have and will always do it this way.”  In other words, “We refuse to change the variables, yet hope to see a different outcome.” Albert Einstein said it best, “Insanity is doing the same thing over and over again and expecting different results.”  By failing to consider the equation from different perspectives, or different variables, you can seriously jeopardize the desired outcome. After all, 5 + 5 can’t equal anything other than 10. Now, what if we were to look at the same equation, but from a different perspective?  Consider it in this way: ? + ? = 10In both scenarios, we want the same answer…to implement lasting and sustainable change that will improve ourselves, our people, and our organization.  However, success or failure is determined by your focus on the correct variables. We may limit ourselves to the way things have always been done, or we may open our minds to nearly limitless possibilities.  When faced with decision, never limit yourself to one variable.  This simple mathematical equation can revolutionize the way you view your world.  Life is full of endless possibilities. Embrace that concept, and you’ll be well on your way to personal and organizational transformation beyond what you thought possible. 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Joshua W. Poole Joshua W. Poole began his credit union career as a part-time teller, shortly after graduating from high school in 1999.  He has a passion for leadership and change management, and … Web: https://www.brecofcu.com Detailslast_img read more

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Tokyo Olympics: FIFA raises age limit for men’s football to 24

first_imgFIFA has raised the age limit to 24 for the men’s football tournament at next summer’s rearranged Olympics. The tournament is usually for under-23s, but the governing body has made the change to allow players who were eligible for the Tokyo Games this summer to still take part next year. Any player born on or after January 1, 1997 will be able to play, plus the three allocated over-aged players. The men’s tournament will kick off before the July 23, 2021 opening ceremony in Tokyo, while the women’s event has no age limit. FIFA has also called off all men’s and women’s national team games set to be played in June 2020 as the coronavirus pandemic still grips the world. falcons missed the ticket to tokyo 2020Advertisement FacebookTwitterWhatsAppEmail分享 Loading… The governing body had previously announced that it would not be compulsory for clubs to release players for those games, but now they have been wiped off the calendar. A dedicated Covid-19 working group made the decisions at their first meeting, as well as postponing the Under-20s Women’s World Cup in Panama and Costa Rica and the Under-17s Women’s World Cup in India. The 2020 Olympics originally billed for this year has been shifted to next year due to the rampaging effect of the coronavirus even as the world continues to look for a cure for the pandemic. When eventually the Olympics takes the centre stage Nigeria will be a spectator in both the male and female football event as she failed to pick a ticket for the event.  Both the Super Falcons and the Olympic Eagles were booted out in the qualifiers. Dream Team failed to make it after finishing third in their group in U-23 AFCON in Egypt. The Super Falcons on their part lost to their Ivorian counterparts in their two legged affair. The Christopher Danjuma tutored side had played a goalless draw in Abidjan and were expected to make mince of their opponents in the second leg at the Agege Stadium but that was not to be as they were held to a 1-1 draw thus kissing the ticket to Tokyo bye. Promoted Content9 Facts You Should Know Before Getting A Tattoo8 Best 1980s High Tech GadgetsThe Best Cars Of All TimeWhich Country Is The Most Romantic In The World?Is This The Most Delicious Food In The World?Best & Worst Celebrity Endorsed Games Ever Made8 Most Expensive (And Surprising Things) Keanu Reeves Ever Bought6 Natural History Museums That Have World’s Greatest CollectionsBirds Enjoy Living In A Gallery Space Created For Them7 Universities In The World With The Highest Market ValueCouples Who Celebrated Their Union In A Unique, Unforgettable Way6 Incredibly Strange Facts About Hurricaneslast_img read more

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O’Shea: We need points and quick

first_img The process of starting the recovery they so desperately need will get no easier this weekend with Manchester United due at the Stadium of Light still smarting from back-to-back league defeats, but former Red Devil O’Shea is targetting a tangible reward. He told the Sunderland Echo: “The positives don’t count for anything. Believe me, anyone in the dressing room would rather play terrible and win the games 1-0. “We have to get away from moral victories when we have done okay or done this and done that. “We have to stand up and take responsibility, make sure we get clean sheets and go ahead in games. “The players need to get this home crowd behind us and give them something to cheer about, rather than them having to get us going all the time. “We did that in the second half against Liverpool, but we need to be doing that from the start. “The sooner we get the win on the board the better, and why not against United? We are under no illusions that it’s going to be tough, but we have to start somewhere.” Sunderland remain managerless having dispensed with the services of Paolo Di Canio on September 22. Interim head coach Kevin Ball will once again take charge of the team for the United game, his third at the helm. Owner Ellis Short is currently assessing his options after speaking to a series of potential candidates, but with the break for international matches coming up after this weekend’s round of fixtures, there is no appetite to appoint in haste. The Black Cats turned in a much-improved display in Sunday’s 3-1 home defeat by Liverpool to suggest they can turn their season around. However, they have now lost five of their six Premier League games to date and remain bottom of the pile with just a single point to show for their efforts. Sunderland skipper John O’Shea has warned his team-mates moral victories will count for nothing in the race for Barclays Premier League survival.center_img Press Associationlast_img read more

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